PERFECT COOPERATIVE CREDIT UNION

Perfect Co-operative Credit Union (PCCU) is a financial Cooperative, operating under the mandate and jurisdiction of the Ghana Co-operative Credit Union Association (CUA). It is a financial services provider designed to specifically cater for the financial needs of the Members. PCCU began its operations in September 2022 with the staff of Perfect Personal Care being its members and intends to expand its common bond to the adjoining communities, PPCL customers, and other investors.

PCCU is owned and controlled by the members and governed jointly by a five (5) member Board of Directors, Credit Committee, and supervisory Committee to ensure the smooth running of the union. The Board of Directors is made up of the Chairperson, Vice-Chair, Secretary, Treasurer and Assistant Treasurer. Its office is located at Klagon, Tema.

VISION

To become a credible sustainable nonbank financial institution within Ghana and beyond, ethically supporting members’ financial needs and offering reasonable returns to our owners.

MISSION

Mobilize funds from our members, and deliver valued products and services to meet the needs of members who are also our main shareholders to whom we will be returning profits.

CORE VALUES

• Accountability
• Commitment
• Equity

OUR PRODUCTS

• Shares
• Savings
• Investments
• Loans

BENEFITS/ UNIQUE FEATURES

• Competitive interest rates on savings and other investment products.
• Dividend on shares
• Easy access to loans
• Cheaper credit facility
• Fostering of unity and respect among members.
• Imbibes leadership aspiration in members.
• Educates the members on the efficient use of their income.

MOTTO

PCCU!!!

“HOHA (help one help all)”